Featured Articles
The Importance of Being CapitalizedJuly 14, 2010 | Patricia Born | The American Consumer Institute
Efforts to encourage insurers to enter the Florida homeowners market do not appear to be meeting their objectives. The attractiveness of coverage offered by private insurers is putting consumers at an even greater risk as the premiums collected and available capital will likely prove insufficient for paying claims... More... (112 KB)
Insurance crisis: Don't dump debt on future
April 18, 2010 | John W. Rollins | Tallahassee.com
You probably have insurance on your home, car or business. Because of regulatory and legislative actions since the hurricanes of 2004-05, you're buying a promise from that insurance company that is either weaker than you expect, or more expensive than you know, and more likely... More... (137 KB)
Citizens not the best option for consumers
April 1, 2010 | By Steve Pociask | Sun-Sentinel.com
Imagine state government setting up a company to compete against private businesses. Suppose this government company begins selling products and services below cost, driving companies out of the market and leading to layoffs. Now, imagine the government business, realizing its prices are too low, decides to recoup losses by taxing private citizens and the few remaining businesses... More...
Welcome
Floridians are facing challenges caused by limited industry competition and questionable public policy, leading to fewer choices for consumers. ACI’s focus in Florida is to support concepts which spur competition, encourage innovation, create jobs and benefit consumers overall, while maintaining reasonable and necessary consumer safeguards.We serve as an academic voice for consumers. Our goal is to build awareness, facilitate discussion, and offer research-based solutions that have the best interest of consumers in mind.
We encourage you to sign up for periodic updates regarding important state issues, and share this website with family and friends. Check back for updated news and resources. Feel free to contact us and let your voice be heard.
Related Information
Florida Telecom Testimony (50K)· Florida State University’s Center for Insurance Research
· Florida Catastrophic Storm Risk Management Center